Visa® Black Card

Editor's Notes

Card Highlights This card is best for affluent consumers with excellent credit who want elite benefits and rewards.

Rebate Description Redeem points for 1% cash back or for airfare on any airline with no blackouts or restrictions. You also receive unlimited visits to over 350 VIP airport lounges worldwide.

	Purchase	Balance Transfer	Cash Advance
Index:	Prime	Prime	Prime
Margin:	11.74	11.74	21.99
Standard APR:	14.99% Variable	14.99% Variable (0% introductory APR for balance transfers for the first fifteen billing cycles after account opening.)	25.24% Variable
Standard APR Floor:	None	None	None
Introductory Rate:	None	0%	N/A
Introductory Period:	None	15 billing cycles	None

Finance Calculation Method:	Daily Balance	Purchase Grace Period:	23 days
Default/Penalty APR:	Up to 30.24% Variable	Default/Penalty Index:	Prime
Default/Penalty APR Floor:	None	Default/Penalty Margin:	Up to 26.99
Maximum Default APR:	30.24% Variable
Penalty/Default Trigger:	Make a late payment; go over your credit limit; make a payment that is returned; or do any of the above on another account you have with Barclays Bank Delaware.

Annual Fee:	$495 max. ($195 for each Authorized User added to the account)	Foreign Tranaction Fee:	3%
Late Fee:	Up to - $35 max.	Over-the-limit fee:	None
Balance Transfer Fee:	4% ($10 min. ) (Either $10 or 4% of the amount of each transfer, whichever is greater. (During the first fifteen billing cycles after account opening, either $10 or 3% of each transfer, whichever is greater).)	Cash Advance Fee:	5% ($10 min. ) (Either $10 or 5% of the amount of each cash advance, whichever is greater.)

Card Details

Card Issued By:	Barclays Bank
Card Type:	Visa
Card Category:	Miles/Points
Card Class:	Signature
Maximum Credit Line:	N/A
General Correspondence Address:	PO Box 8801 Wilmington,DE 19899 302 622 8990