Bank of Smithtown Platinum Edition® Visa

Editor's Notes

Rebate Description N/A

	Purchase	Balance Transfer	Cash Advance
Index:
Margin:
Standard APR:	8.99% - 15.99% Fixed	0% Fixed	20.24% Fixed
Standard APR Floor:
Introductory Rate:	0%	0%
Introductory Period:	6 months

Finance Calculation Method:		Purchase Grace Period:
Default/Penalty APR:	29.99% Fixed	Default/Penalty Index:	29.99%
Default/Penalty APR Floor:		Default/Penalty Margin:	0
Maximum Default APR:
Penalty/Default Trigger:	APRs (incl. Intro Rates) may increase to a Penalty Rate due to failing to make a min. payment any creditor when due, exceeding the credit limit, or making a payment that is dishonored.

Annual Fee:	$0 max.	Foreign Tranaction Fee:	3%
Late Fee:	0% ($35 min. )	Over-the-limit fee:	0% ( $0 max.)
Balance Transfer Fee:	0% ( $0 max.)	Cash Advance Fee:	0% ($3 min. )

Card Details

Card Issued By:	Bank of Smithtown
Card Category:	Low Intro Rate
Maximum Credit Line:	$0 max.
How to Apply:	Online Application Form - Click to Apply
General Correspondence Address:	One East Main Street Smithtown,NY 11787