Bank of Smithtown BucksBack Platinum Edition Visa

Editor's Notes

Rebate Description Earn 1 reward point for every $1 in purchases with the freedom. Earn 1,000 bonus points the first time you use your card. Annual point cap of 75,000 points and 5 year point expiration. Qualifying Credit Card Transactions does not incl. cash advances, balance transfers, convenience checks, fees of any kind, and other non-purchase transactions, or any transactions made at a time when the account is not in good standing.

	Purchase	Balance Transfer	Cash Advance
Index:
Margin:
Standard APR:	12.99% - 15.99% Fixed	0% Fixed	20.24% Fixed
Standard APR Floor:
Introductory Rate:	0%	0%
Introductory Period:	6 months

Finance Calculation Method:		Purchase Grace Period:
Default/Penalty APR:	29.99% Fixed	Default/Penalty Index:	29.99%
Default/Penalty APR Floor:		Default/Penalty Margin:	0
Maximum Default APR:
Penalty/Default Trigger:	Failing to make a min. payment to any creditor when due; exceeding the credit limit; or making a payment that is dishonored for any reason.

Annual Fee:	$0 max.	Foreign Tranaction Fee:	3%
Late Fee:	0% ($35 min. )	Over-the-limit fee:	0% ( $0 max.)
Balance Transfer Fee:	0% ( $0 max.)	Cash Advance Fee:	0% ($3 min. )

Card Details

Card Issued By:	Bank of Smithtown
Card Category:	Miles/Points
Maximum Credit Line:	$0 max.
How to Apply:	Online Application Form - Click to Apply
General Correspondence Address:	One East Main Street Smithtown,NY 11787