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You
can find a Capital One credit card offer with just about any
interest rate and/or reward formula, and any credit level. In
fact, you can even "build your own" Capital One credit
card to fit your needs via the Capital
One Card Lab. Below are descriptions & reviews of consumer,
student and small business Capital One credit cards. These cards
have no annual fee, unless otherwise noted.
Capital
One Card Lab - Most credit cards
offer pre-established rewards, interest rates, introductory
offers, etc. With the Capital One Card Lab, you "build
your own" credit card, choosing your own
- Interest
rate
- Rewards
- Introductory
offers, such as 0% rates on purchases and/or balance transfers
for a certain period
- Annual
fee (or lack thereof)
Of course,
you can't have everything --- Capital One gives you choices,
but each choice you make has to be balanced out in some way.
For example, if you want to maximize cash back or other rewards,
you will usually have to choose a higher interest rate. If you
want a lower interest rate and/or 0% introductory offers, you
will usually have fewer or no rewards. But the best part is:
it's up to you. You build the Capital One credit card that best
meets your needs.
Capital
One Platinum Prestige -
Capital One's lowest interest credit card, offering a 8.9% interest
rate.
Capital
One No Hassle Cash Rewards
- Offers a 2% cash back rebate on purchases at gas stations
and major grocery stores, and 1% cash back on all other purchases.
Capital
One No Hassle Points Rewards -
Earn 2 points per dollar at gas stations and major grocery and
drug store chains; earn 1 point per dollar on all other purchases.
Redeem points toward merchandise or gift cards.
Capital
One No Hassle Miles Rewards -
Earn 1.25 miles for every dollar in purchases, then use your
points toward travel across all airlines. You can also choose
to use your miles toward cash back or other rewards. No annual
fee.
Capital
One No Hassle Miles Ultra - For Professionals -
Earn 2 miles for every dollar in purchases, and use your points
toward travel across all airlines, or toward cash back or other
rewards. Unlike the miles card above, this one carries a $39
annual fee.
Capital
One No Hassle Miles Rewards for Travel & Gas -
Earn 3 miles per dollar on gas purchases and travel purchases,
1 mile per dollar on all other purchases. Use
your points toward travel across all airlines, or toward cash
back or other rewards. No annual fee.
Capital One Business
Credit Cards:
Capital
One Business Platinum with No Hassle Cash -
Receive 1% cash back for each dollar you spend on purchases
--- plus, a 25% bonus on your annual cash-back earnings. Also
offers a 0% rate on both purchases and balance transfers through
January of 2010.
Capital
One Business Platinum with No Hassle Miles -
Earn 1 mile for every dollar you spend with this card. Redeem
miles for travel across all airlines, or choose to redeem miles
toward cash back, merchandise or other rewards. APR as low as
9.99%.
Capital
One Business Platinum with Double No Hassle Miles -
Earn 2 miles per dollar, redeem miles for travel, cash back,
or merchandise. No fee for first year, then $39 annually.
Capital
One Business Platinum with Preferred No Hassle Miles -
Earn 3 miles per dollar in your chosen purchase category, and
1 mile per dollar elsewhere. Triple mile categories include
travel, gas, building supplies, office supplies, or others.
Also offers a 0% rate on purchases and balance transfers until
January of 2010, with a rate as low as 14.99% afterwards.
Index
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