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American Express Business Credit Cards

American Express offers a number of credit cards and charge cards for small business owners, as well as corporate cards. Below are American Express business cards currently available via Internet applications:

Credit Cards (Allows Balances to Revolve Month-to-Month)

Blue for Business from American Express - Offers an APR between 9.24% and 16.24% and the Membership Rewards Express program, which awards one point per dollar and allows points to be redeemed for travel, merchandise, gift cards, more.

American Express SimplyCash Business Card - Earn 1% cash back on all purchases, and 3% on gas (up to $12,000 in purchases in a year), and 5% on wireless service and office supplies.

American Express Platinum Business Credit Card - Offers an APR as low as 9.24% and as high as 16.24%. Also offers the Membership Rewards Express program.

Plum Card from American Express - This American Express business card offers rewards for early payment as well as the option to defer payments interest-free for longer than 30 days. Pay your balance within 10 days and you'll get a 1.5% discount. If you want to defer payments for longer than 30 days, pay at least 10% of the outstanding balance by your due date and you'll get up to an additional 30 days to pay off the rest before interest is charged.

 

Charge Cards (Balances Must Be Paid Off Completely Each Month)

American Express Business Gold Rewards Card - Offers the Membership Rewards points program, with points redeemable for travel, merchandise, "experiences", etc. Has no pre-set spending limit, but of course you must pay off your balance each month. No annual fee for the first year, then it's $125 per year.

American Express Corporate Card - American Express offers a number of corporate credit card programs for larger companies. You can get some basic information online and express initial interest via an application, but ultimately you will need to have an American Express representative contact you to work out the details.

 

Back to Business Credit Cards

 

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* variable rate = credit card interest rate changes in line with federal interest rates or other rate index; fixed rate = credit card rate stays the same regardless of changes in federal rates, but still may be changed by credit card issuer in the future.

** See the online Discover credit card application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty. When you click on the "Apply Now" button, you can review the credit card terms and conditions on Discover's website.

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