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Low Intro Rate

Check out these great deals on credit cards with super low introductory rates.

The credit cards you'll find listed below offer some of the lowest introductory rates available. Many of the offers are only available for a limited time, so take advantage of them right now.

Update
Apply Online for HSBC Gold Mastercard® credit card
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HSBC Gold Mastercard® credit card


Editor's Rating: 5 Stars
  • 0% Intro APR on purchases and balance transfers for the first 18 months from account opening. Then a variable APR of 12.49%, 16.49% or 20.49% will apply.
  • No Penalty APR.
  • Late Fee Waiver.
  • No Foreign Transaction Fees.
  • $0 Annual Fee.
  • $0 liability for unauthorized purchases.
  • Terms Apply.
Apply Online for HSBC Cash Rewards Mastercard® credit card
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HSBC Cash Rewards Mastercard® credit card


Editor's Rating: 5 Stars
  • Earn unlimited 1.5% cash rewards on all purchases.
  • Earn a $150 cash rewards intro bonus after spending $500 in the first 3 months.
  • 10% Anniversary Bonus on all Cash Rewards earned once a year.
  • No Annual Fee.
  • 0% Intro APR for 15 months on balance transfers, then a 14.49%, 18.49% or 24.49% variable APR.
  • No Foreign Transaction Fees.
  • $0 liability for unauthorized purchases.
  • Terms Apply.
Apply Online for ABOC Platinum Rewards Credit Card
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ABOC Platinum Rewards Credit Card


Editor's Rating: 4 Stars
  • 0% Intro APR on Purchases and Balance Transfers for 12 months; after that the variable APR will be 14.65 to 24.65%, based on your creditworthiness
  • Earn $150 Statement Credit after you spend $1,200 on purchases within the first 90 days from account opening
  • Unlimited Points That Don't Expire
  • Earn Points on Every Purchase! It's simple: $1 = 1 Point
  • No Annual Fee
  • Select Your Rewards Your Way
Apply Online for Commerce Bank™ 1.5% Cash Back1 Rewards Card
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Commerce Bank™ 1.5% Cash Back1 Rewards Card


Editor's Rating: 5 Stars
  • $150 Cash Back Bonus2 after you spend $500 on purchases in your first 3 months from account opening
  • Unlimited 1.5% Cash Back1 on every purchase - no exclusions, no sign ups, & no point caps
  • Redeem for Cash Back1 or choose from gift cards, travel, merchandise, and more. Cash Back redemption is applied as a statement credit.
  • 0% Intro APR3 for 12 monthly billing cycles for purchases and balance transfers, then 11.74%-21.74% Variable APR4. Balance Transfer fee of 5%, $10 minimum.
  • $0 Annual Fee*
Apply Online for Mastercard® Titanium Card™
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Mastercard® Titanium Card™


Editor's Rating: 5 Stars
  • Brushed Stainless Steel - Patented Card Design
  • Luxury Card Rewards Program
  • 2% Value for Airfare Redemptions
  • 1% Value for Cash Back Redemptions
  • 24/7 Luxury Card ConciergeTM
  • Exclusive Luxury Card Travel Benefits
  • Members-Only LUXURY MAGAZINE
  • Annual Fee: $195 ($95 for each Authorized User)
  • 16.49% Variable APR on Purchases and Transfers
  • 0% introductory APR for the first fifteen billing cycles on balance transfers made in the first 45 days after account opening; After intro will be 16.49%
Apply Online for PenFed Pathfinder Rewards American Express® Card
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PenFed Pathfinder Rewards American Express® Card


Editor's Rating: 5 Stars
  • 0% APR promo balance transfer rate for 12 months with 3% balance transfer fee now through September 30, 2018. After that, the APR for the unpaid balance and any new balance transfers will be 12.24% to 17.99%. APR will vary with the market based on Prime Rate. Subject to credit approval.
  • Earn 25,000 Bonus Points by spending $2,500 in the first 90 days of account opening.
  • Earn 4X Points on travel purchases through the PenFed Honors Advantage program. Earn 3X points on travel purchases for all other card holders.
  • Earn 1.5X points on all other purchases unrelated to travel.
  • $100 Annual Air Travel Credit
  • $100 Global Entry or $85 TSA PreCheck Benefit every 5 years
  • No caps or limits on rewards. No annual or foreign transaction fees.
  • Chip enabled for added security.
  • Variable rate as low as 12.24% APR. Rate and offers current as of June 1, 2018 and are subject to change.
  • Federally insured by NCUA.
Apply Online for PenFed Gold Visa® Card
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PenFed Gold Visa® Card


Editor's Rating: 5 Stars
  • 0% APR promo balance transfer rate for 12 months now through September 30, 2018. After that, the APR for the unpaid balance and any new balance transfers will be 8.99% to 17.99%. APR will vary w/the market based on Prime Rate. 3% balance transfer fee per transaction. Subject to credit approval. $100 bonus after spending $1,500 in purchase transactions within the first 90 days of account opening.
  • Rate and offers current as of June 1, 2018 and subject to change.
  • No annual fee
  • No foreign transaction fee
  • No cash advance fees
  • Chip enabled for added security
  • Federally insured by NCUA
  • Variable Rate As Low As 8.99% APR
Apply Online for Mastercard® Black Card™
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Mastercard® Black Card™


Editor's Rating: 5 Stars
  • Stainless Steel - Patented Card Design
  • Luxury Card Rewards Program
  • 2% Value for Airfare Redemptions
  • 1.5% Value for Cash Back Redemptions
  • 24/7 Luxury Card ConciergeTM
  • Exclusive Luxury Card Travel Benefits
  • $100 Annual Airline Credit Toward Qualifying Purchases
  • $100 Global Entry Application Fee Credit
  • Luxury Gifts
  • Members-Only LUXURY MAGAZINE
  • Annual Fee: $495 ($195 for each Authorized User)
  • 16.49% Variable APR on Purchases and Transfers
  • 0% introductory APR for the first fifteen billing cycles on balance transfers made in the first 45 days after account opening; After intro will be 16.49%
Apply Online for Mastercard® Gold Card™
Apply Now

Mastercard® Gold Card™


Editor's Rating: 5 Stars
  • 24K-Gold Plated - Patented Card Design
  • Luxury Card Rewards Program
  • 2% Value for Airfare Redemptions
  • 2% Value for Cash Back Redemptions
  • 24/7 Luxury Card ConciergeTM
  • Exclusive Luxury Card Travel Benefits
  • $200 Annual Airline Credit Toward Qualifying Purchases
  • $100 Global Entry Application Fee Credit
  • Luxury Gifts
  • Members-Only LUXURY MAGAZINE
  • Annual Fee: $995 ($295 for each Authorized User)
  • 16.49% Variable APR on Purchases and Transfers
  • 0% introductory APR for the first fifteen billing cycles on balance transfers made in the first 45 days after account opening; After intro will be 16.49%



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