Automotive Credit Cards

Credit cards with rewards and rebates toward general or specific automobile manufacturer vehicles, parts and merchandise. (NOTE: Credit card rates change fairly regularly -- check the terms and conditions of each card to be sure the interest rates shown here are accurate.) Updated July 2, 2008.

See also: Gas Credit Cards, Cash Back Credit Cards, Credit Card Reward Programs, Travel and Airline Credit Cards

  • Discover Open Road Card (formerly Discover Gas Card) - Automotive Reward Offer: Discover gas credit card allows you to earn a full 5% Cashback Bonus in categories that change four times a year, such as travel, apparel, home, gas, restaurants, movies and more, and up to 1% Cashback Bonus on all other purchases. Increase, even double, your rewards when you redeem for gift cards from Discover's 80 partners. Ongoing APR: As low as 10.99%, as high as 18.99% variable rate*. Introductory APR: 0% for the first 6 billing cycles. Balance Transfer Rate: 0% for 12 billing cycles, then same as ongoing. Annual Fee: None. (click for all terms and conditions.)

  • GM Card (GM Flexible Earnings Card - Automotive Reward Offer: Earn a full 3% rebate on card purchases toward the purchase or lease of an eligible new GM vehicle or earn 1% back toward any other new vehicle or earn 1% cash back. Ongoing APR: 14.24%, or 18.24%, or 21.24% variable rate*. Introductory APR: Same as ongoing. Balance Transfer Rate: 0% for the first 12 billing cycles, then same as ongoing. Annual Fee: None. (click for all terms and conditions.)

  • NASCAR RacePoints® Visa® Credit Card - Automotive Reward Offer: NASCAR credit card allows you to earn 1 point for every dollar charged. Redeem points for race experiences like driving on the track, being a crew chief for a day, or for NASCAR collectibles. Ongoing APR: 9.99% or 15.99% fixed rate*. Introductory APR: Same as ongoing. Balance Transfer Rate: 0% for the first 12 billing cycles, then same as ongoing. Annual Fee: None. (click for all terms and conditions.)

  • Audi Visa Signature Credit Card - Automotive Reward Offer: Audi credit card allows you to earn 2 points for every $1 spent on purchases at participating Audi locations, and 1 point for every $1 spent on other purchases. Redeem points towards the purchase of an Audi vehicle, Audi parts and accessories and Audi events. Ongoing APR: As low as 7.99%, as high as 18.99% variable rate*. Introductory APR: 0% for the first 6 billing cycles. Balance Transfer Rate: 0% for the first 6 billing cycles, then same as ongoing. Annual Fee: None. (click for all terms and conditions.)

  • BMW Platinum Visa Credit Card - Automotive Reward Offer: BMW credit card allows you to earn points that lead to rewards such as rebates on BMW purchases or leases, lease mile extensions, parts and service, more. Ongoing APR: 10.99% variable rate*. Introductory APR: 3.99% for 6 months. Balance Transfer Rate: Same as ongoing. Annual Fee: None. (click for all terms and conditions.)

  • Chrysler Rewards Visa - Automotive Reward Offer: Chrysler credit card allows you to earn one point for every dollar in purchases, five points per dollar on purchases made at any Chrysler, Jeep or Dodge dealership. Use points toward the purchase or lease of Chrysler cars, or parts and service. Ongoing APR: 12.99% variable rate*. Introductory APR: 1.9% for the first 6 billing cycles. Balance Transfer Rate: 1.9% for the first 6 billing cycles, then same as ongoing. Annual Fee: None. (click for all terms and conditions.)

  • Dodge Rewards Visa - Automotive Reward Offer: Dodge credit card allows you to earn one point for every dollar in purchases, five points per dollar on purchases made at any Chrysler, Jeep or Dodge dealership. Use points earned toward the purchase or lease of Chrysler cars, or parts and service. Ongoing APR: 12.99% variable rate*. Introductory APR: 1.9% for the first 6 billing cycles. Balance Transfer Rate: 1.9% for the first 6 billing cycles, then same as ongoing. Annual Fee: None. (click for all terms and conditions.)

  • Citi Driver's Edge Options MasterCard - Automotive Reward Offer: Earn a 3% rebate on purchases at gas stations, drug stores and supermarkets, earn a 1% rebate on all other purchases. Use rebate toward the purchase of new/used vehicle, automotive parts, or Citi ThankYou rewards. Ongoing APR: 10.49% variable rate*. Introductory APR: Same as ongoing. Balance Transfer Rate: As low as 0% for 12 months, then same as ongoing. Annual Fee: None. (click for all terms and conditions.)

  • Jeep Rewards Visa - Automotive Reward Offer: Jeep credit card allows you to earn one point for every dollar in purchases, five points per dollar on purchases made at any Chrysler, Jeep or Dodge dealership. Use points earned toward a new, used or certified pre-owned vehicle, or parts and service. Ongoing APR: 12.99% variable rate*. Introductory APR: 1.9% for the first 6 billing cycles. Balance Transfer Rate: 1.9% for the first 6 billing cycles, then same as ongoing. Annual Fee: None. (click for all terms and conditions.)

  • Lexus Pursuits Visa Credit Card - Automotive Reward Offer: Lexus credit card allows you to earn 1.5 points for every $1 spent on everyday purchases, and 5 points for every $1 spent at Lexus dealerships. Apply points toward savings on maintenance, accessories and merchandise at Lexus dealerships. Ongoing APR: As low as 12.00%, as high as 17.24% variable rate*. Introductory APR: 0% for 6 months. Balance Transfer Rate: Same as ongoing. Annual Fee: None. (click for all terms and conditions.)

  • Mercedes-Benz Visa Credit Card - Automotive Reward Offer: Mercedes-Benz credit card allows you to earn reward points on every purchase, which can be redeemed for parts and services at authorized Mercedes-Benz dealerships, as well as for other Mercedes-Benz exclusives. Ongoing APR: 16.24% variable rate*. Introductory APR: 1.9% for 6 billing cycles. Balance Transfer Rate: 0% for 6 billing cycles, then same as ongoing. Annual Fee: None. (click for all terms and conditions.)

  • MINI Platinum Visa Credit Card - Automotive Reward Offer: MINI credit card allows you to earn MINI Motoring Rewards points--1 point for every dollar, 2 points for every dollar spent on motoring-related purchases such as gas, car washes and bridge/road toll fees. Redeem points toward MINI parts and service, toward the purchase of a new MINI, or other rewards. Ongoing APR: As low as 7.99%, as high as 18.99% variable rate*. Introductory APR: 4.99% for 6 billing cycles. Balance Transfer Rate: Same as ongoing. Annual Fee: None. (click for all terms and conditions.)

  • Subaru Platinum MasterCard - Automotive Reward Offer: Subaru credit card allows you to earn a full 3% rebate on all purchases, in the form of SubaruBucks redeemable at any authorized Subaru dealership Use your rebate toward everything from wiper blades to a new Subaru vehicle. Ongoing APR: 11.99%, or 15.99%, or 19.99% variable rate*. Introductory APR: As low as 0% for the first 6 billing cycles. Balance Transfer Rate: As low as 0% for the first 6 billing cycles, then same as ongoing. Annual Fee: None. (click for all terms and conditions.)

  • Volkswagen Platinum Visa Card with Rewards - Automotive Reward Offer: Volkswagen credit card allows you to earn two points for every dollar spent on Volkswagen purchases, one point for every dollar spent elsewhere. Points earned go toward VW cars, VW gear, VW service, or other non-VW rewards. Ongoing APR: 11.99%, or 15.99%, or 19.99% variable rate*. Introductory APR: 0% for the first 6 billing cycles. Balance Transfer Rate: 0% for the first 6 billing cycles, then same as ongoing. Annual Fee: None. (click for all terms and conditions.)

  • Honda Rewards Visa Credit Card - Automotive Reward Offer: Honda credit card allows you to earn 1 point for every $1 spent on purchases. Redeem points for $25 Honda Reward certificates, good at Honda Powersports dealers that sell motorcycles, all terrain vehicles, motorscooters or personal watercraft, NOT for cars and trucks. Ongoing APR: 11.99%, or 15.99%, or 19.99% variable rate*. Introductory APR: 0% for the first 6 billing cycles. Balance Transfer Rate: 0% for the first 6 billing cycles, then same as ongoing. Annual Fee: None. (click for all terms and conditions.)

  • Goodyear Credit Card - Automotive Reward Offer: Discounts and promotional offers on Goodyear tires. Ongoing APR: 22.36% variable rate*. Introductory APR: Same as ongoing. Balance Transfer Rate: Same as ongoing. Annual Fee: None. (click for all terms and conditions.)
* variable rate = credit card interest rate changes in line with federal interest rates or other rate index; fixed rate = credit card rate stays the same regardless of changes in federal rates, but still may be changed by credit card issuer in the future.

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